Expert Mortgage Guidance, Tailored for You.
I'm Mike Huffman, CFA. I combine deep financial expertise with personalized service to help you reach your homeownership goals.
- Purchase • Refi • HELOC • DSCR • Reverse
- Clear, no-jargon next steps
- Aligned to your long-term plan
Your Trusted Mortgage Advisor
Clarity, transparency, and a seamless experience from application to closing.
Why Choose Our Services?
- ✔ 15+ Years Experience: Work with an experienced mortgage professional who understands the unique needs of home equity borrowers and property investors.
- ✔ Fast, Easy Process: Streamlined application and quick approvals. We do the heavy lifting so you can access your funds sooner.
- ✔ Personalized Guidance: Get one-on-one support. We walk you through every step, from choosing the right loan to closing the deal.
- ✔ Trust & Transparency: No hidden fees, honest advice, and loan options that are fully explained – so you can make informed decisions with confidence.
How It Works
- Apply or Contact Us: Start by filling out a quick form for the loan you’re interested in, or give us a call. We’ll get back to you right away to discuss your needs.
- Get Personalized Options: Our team will review your info and present the best financing options available – with clear terms and honest advice. You’ll have all the info to make a decision.
- Close & Get Funded: We’ll guide you through closing step-by-step. Once approved, you’ll receive your funds quickly so you can put them to work for your home or investment.
Loan Programs We Offer
Home Equity Line of Credit (HELOC)
Tap into your home’s equity with a flexible line of credit. Borrow as needed for home projects, education, or other big expenses — pay interest only on what you use.
Apply for HELOC »
DSCR Loan (Investment Property)
Qualify based on property cash flow, not personal income. Our Debt-Service Coverage Ratio loans are perfect for investors expanding their rental portfolio with less hassle.
Apply for DSCR Loan »
Reverse Mortgage
Unlock cash in your home if you’re 62 or older. No monthly mortgage payments required — enjoy retirement with financial peace of mind while staying in your home.
Apply for Reverse »Ready to Get Started?
Take the first step toward accessing your home equity or funding your next investment.
Get a free consultation with our loan specialist today.