A Strategic, Client-First Approach to Mortgage Lending
15 years at the intersection of macro-economics and hands-on lending. I help you use your mortgage as a tool for long-term wealth—not just a transaction.
Meet Mike
With a 15-year career built at the intersection of high-level economic strategy and practical lending, I bring a uniquely comprehensive perspective to mortgage advice. My lending foundation was forged in fast-paced auto finance—structuring hundreds of loans—paired with specialization in macro-economics. That blend helps clients understand not just what their rate is, but why, and how the loan fits into a bigger financial plan.
What the CFA® Charter Means for You
You might see "CFA®" after my name and wonder what it is. Think of it like a CPA for accountants, but for investment and financial analysis. It's a globally respected designation that signifies a deep commitment to the profession. For you, it means three things:
- A Higher Standard of Ethics: I am bound to the industry's highest ethical standards, which means I am committed to acting with integrity and professionalism, always prioritizing your best interest.
- Deeper Market Insight: My training goes beyond lending to cover economics, market analysis, and portfolio management. I can help you understand the 'why' behind interest rate movements and how your mortgage fits into the broader economic picture.
- Holistic Financial Strategy: I see your mortgage not in isolation, but as a key component of your complete financial life. We can strategically evaluate how this debt fits with your investment, retirement, and wealth-building goals.
How I differentiate
- Blend of macro analysis with practical structuring
- Strategic, data-driven guidance across your entire financial picture
- Clear education—no jargon—so you decide with confidence
Who I specialize in helping
- Established homeowners using equity for remodels, consolidation, education, or reserves
- Real estate investors expanding portfolios with DSCR financing
- Homeowners 62+ evaluating Reverse Mortgages
“View your mortgage not as a static debt, but as a dynamic financial tool. Market conditions and your goals evolve. Managed well, your mortgage can become a cornerstone of your wealth-building strategy.”