Live More Comfortably in the Home You Love.
For homeowners 55+, a Reverse Mortgage can convert a portion of your home equity into cash for a more secure retirement.
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Answer a few quick questions to get started.
Key Benefits of a Reverse Mortgage
Eliminate Monthly Mortgage Payments*
Supplement Retirement Income
Pay for Healthcare Costs
Create a Financial Safety Net
*Borrower must continue to pay property taxes, homeowners insurance, and maintain the home.
Myth vs. Fact
MYTH: The bank owns my home.
FACT: You retain title and ownership. A reverse mortgage is a loan against your home’s equity.
MYTH: My children will inherit my debt.
FACT: It’s non-recourse. Your estate never owes more than the home’s value at repayment; remaining equity goes to your heirs.
How You Can Receive Your Funds
Choose the payout option that best fits your financial goals.
| Payout Option | How It Works | Best For... |
|---|---|---|
| Lump Sum | Receive a single, large payment at closing. | Paying off an existing mortgage or large debts immediately. |
| Line of Credit | Draw as needed; unused portion grows over time. | Creating a “rainy day” fund for future or unexpected expenses. |
| Monthly Payments | Receive a fixed payment each month (term or tenure). | Supplementing monthly retirement income. |
Could a Reverse Mortgage Be Right for You?
- Are you age 55 or older?
- Is this home your primary residence?
- Do you own your home outright or have significant equity?
If you answered “yes,” you may be eligible. Let’s talk about your specific goals.